/* AS003: scoped editorial workspace. No external fonts or trackers. */
#after-savings{--as-paper:#f6f4ee;--as-ink:#192e3a;--as-muted:#53666c;--as-line:#d6dedb;--as-gold:#9d7533;--as-navy:#112936;--as-white:#fff;--as-teal:#265e59;background:var(--as-paper);color:var(--as-ink);font:400 16px/1.65 var(--sans,Arial,sans-serif);overflow-wrap:anywhere}
#after-savings *{box-sizing:border-box}#after-savings [hidden]{display:none!important}#after-savings a{color:#225d59;text-underline-offset:.22em}#after-savings button,#after-savings input,#after-savings textarea,#after-savings select{font:inherit}#after-savings button,#after-savings summary{cursor:pointer}#after-savings :is(a,button,input,textarea,select,summary):focus-visible{outline:3px solid #367d90;outline-offset:4px}#after-savings .as-wrap{max-width:1240px;padding:0 40px;margin:auto}#after-savings h1,#after-savings h2,#after-savings h3,#after-savings h4{color:var(--as-ink);margin:0 0 16px;font-weight:500}#after-savings h1,#after-savings h2{font-family:Georgia,'Times New Roman',serif;letter-spacing:-.035em;line-height:1.12}#after-savings h1{font-size:clamp(2.7rem,5.4vw,4.5rem)}#after-savings h2{font-size:clamp(1.8rem,3.2vw,2.65rem)}#after-savings h3{font-size:1.13rem;font-weight:650;line-height:1.35}#after-savings h4{font-size:1rem;font-weight:650}#after-savings p{color:var(--as-muted);margin:0 0 18px}#after-savings .as-kicker{font:700 .68rem/1.5 var(--sans,Arial,sans-serif);letter-spacing:.13em;text-transform:uppercase;color:var(--as-gold);margin:0 0 17px;display:block}#after-savings .as-small{font-size:.79rem;line-height:1.6;color:var(--as-muted)}#after-savings .as-lead{font-size:1.07rem;max-width:600px;line-height:1.8}#after-savings .as-hero{padding:62px 0 46px;background:radial-gradient(ellipse at 85% 0,#274654,transparent 65%),var(--as-navy);color:#faf5e8;border-bottom:3px solid #bf9a58}#after-savings .as-hero h1{color:#fff9ec;margin-bottom:24px}#after-savings .as-hero h1 em{font-weight:400;color:#d5b77f;font-style:italic}#after-savings .as-hero p{color:#c4d2d6}#after-savings .as-hero .as-kicker{color:#dac28f}#after-savings .as-hero-grid{display:grid;grid-template-columns:minmax(0,1.65fr) minmax(0,.75fr);gap:68px;align-items:center}#after-savings .as-cover-wrap{text-align:center;min-width:0}#after-savings .as-book-stage{padding:6px 24px 25px;max-width:300px;margin:auto;border-bottom:1px solid #5c7480}#after-savings .as-cover{display:block;max-width:235px;width:100%;height:auto;margin:auto;box-shadow:12px 16px 30px #0005;border-radius:2px 8px 8px 2px;transform:perspective(900px) rotateY(-8deg)}#after-savings .as-cover-wrap p{font-size:.83rem;margin:14px 0 0}#after-savings .as-cover-wrap span{display:block;color:#b9c7ce;font-size:.73rem;letter-spacing:.04em}#after-savings .as-hero-reader{padding:42px 0 32px}#after-savings .as-hero-reader h1{font-size:clamp(2.7rem,4.4vw,3.75rem)}#after-savings .as-hero-reader .as-cover{max-width:168px}#after-savings .as-hero-reader .as-book-stage{max-width:230px;padding-bottom:18px}
#after-savings .as-actions{display:flex;flex-wrap:wrap;gap:12px;align-items:center;margin:26px 0 18px}#after-savings .as-button{display:inline-flex;justify-content:center;align-items:center;gap:14px;background:var(--as-teal);color:white;border:1px solid var(--as-teal);border-radius:7px;padding:12px 19px;font-size:.86rem;font-weight:650;text-decoration:none;min-height:46px;text-align:center;line-height:1.5}#after-savings .as-button:hover{background:#193f3b;color:white;text-decoration:none}#after-savings .as-secondary{background:transparent;color:var(--as-teal);border-color:#779791}#after-savings .as-secondary:hover{background:#e6eeea;color:#163d39}#after-savings .as-hero .as-button{background:#d5b77f;color:#152b36;border-color:#d5b77f}#after-savings .as-hero .as-secondary{color:#f9f4e8;background:transparent;border-color:#9aacb1}#after-savings .as-hero .as-button:hover{background:#f1d7a5;color:#162b36}#after-savings button:disabled{opacity:.48;cursor:not-allowed}#after-savings .as-stats{display:flex;gap:35px;margin-top:27px;padding-top:21px;border-top:1px solid #48606c;max-width:575px}#after-savings .as-stats>div{display:flex;gap:3px;flex-direction:column}#after-savings .as-stats strong{font:400 1.75rem/1 Georgia,serif;color:#dec595}#after-savings .as-stats span{font-size:.72rem;color:#bfd0d4}#after-savings .as-trust{border-bottom:1px solid var(--as-line);background:#e7eee9}#after-savings .as-trust .as-wrap{display:flex;gap:18px;justify-content:space-between;padding-top:12px;padding-bottom:12px;font-size:.75rem;color:#35574f}#after-savings .as-trust span:before{content:'✓';margin-right:8px;font-weight:700}
#after-savings .as-local-nav{display:flex;flex-wrap:wrap;gap:8px 26px;padding:22px 0;border-bottom:1px solid var(--as-line);margin-bottom:24px}#after-savings .as-local-nav a{font-size:.82rem;text-decoration:none;font-weight:650;padding:7px 0}#after-savings .as-note{background:#e8efeb;border-left:3px solid #789485;border-radius:0 8px 8px 0;color:#34564e;padding:17px 21px;font-size:.85rem;line-height:1.75;margin-bottom:25px}#after-savings .as-note strong{color:#20413c}#after-savings .as-start{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.6fr);gap:40px;margin:34px 0 8px;padding:34px;background:#fff;border:1px solid var(--as-line);border-radius:12px;box-shadow:0 10px 30px #18312b06}#after-savings .as-start h2{font-size:2.2rem}#after-savings .as-start p{font-size:.85rem}#after-savings .as-paths{display:grid;gap:0}#after-savings .as-paths a{display:grid;grid-template-columns:32px 1fr 20px;column-gap:12px;text-decoration:none;padding:13px 0;border-bottom:1px solid var(--as-line);align-items:center}#after-savings .as-paths a:last-child{border:0}#after-savings .as-paths strong{font-size:.96rem;color:var(--as-ink)}#after-savings .as-paths a>span:not(.as-path-number){grid-column:2;font-size:.8rem;color:var(--as-muted)}#after-savings .as-paths .as-path-number{grid-row:1/3;color:var(--as-gold);font:1.4rem Georgia,serif}#after-savings .as-paths b{grid-row:1/3;grid-column:3}#after-savings .as-section{padding:48px 0;scroll-margin-top:105px}#after-savings .as-heading{display:flex;align-items:end;justify-content:space-between;gap:28px;margin-bottom:25px}#after-savings .as-heading p{max-width:430px;font-size:.9rem}#after-savings .as-intro{max-width:850px;margin-bottom:26px}#after-savings .as-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}#after-savings .as-grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}#after-savings .as-card{display:flex;flex-direction:column;min-width:0;background:white;border:1px solid var(--as-line);border-radius:10px;padding:24px}#after-savings .as-card p{font-size:.83rem;line-height:1.75}#after-savings .as-card .as-kicker{font-size:.61rem;margin-bottom:13px}#after-savings .as-tool-card{position:relative;text-decoration:none;transition:box-shadow .15s,border-color .15s}#after-savings .as-tool-card:hover{border-color:#719187;box-shadow:0 8px 25px #25494012}#after-savings .as-card-link{display:block;font-weight:650;font-size:.81rem;padding-top:13px;margin-top:auto}#after-savings .as-number{font:400 1.9rem/1 Georgia,serif;color:var(--as-gold);margin-bottom:18px}#after-savings .as-panel{padding:35px;border:1px solid var(--as-line);background:white;border-radius:12px}#after-savings .as-mini{display:grid;grid-template-columns:1fr auto;gap:7px;font-size:.79rem;margin:8px 0 19px}#after-savings .as-mini dd{margin:0;font-weight:700;color:var(--as-teal)}
#after-savings .as-chapters{align-items:start;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px}#after-savings .as-chapter{padding:23px;background:white;border:1px solid var(--as-line);border-radius:10px;scroll-margin-top:105px;min-width:0}#after-savings .as-chapter:target{border-color:#42766d;box-shadow:0 0 0 2px #a9c2b8}#after-savings .as-chapter-head{display:flex;align-items:start;gap:18px}#after-savings .as-chapter-head .as-number{font-size:1.7rem;min-width:30px}#after-savings .as-chapter h3{font-size:1rem;line-height:1.5;margin-bottom:8px}#after-savings .as-chapter p{font-size:.82rem}#after-savings details{border-top:1px solid var(--as-line);padding:15px 0 0;margin-top:9px}#after-savings summary{color:var(--as-teal);font-size:.83rem;font-weight:650;min-height:34px;padding-bottom:8px;line-height:1.7}#after-savings details[open] summary{margin-bottom:10px}#after-savings .as-search{max-width:335px;width:100%;font-size:.8rem;font-weight:600}#after-savings input,#after-savings textarea,#after-savings select{display:block;width:100%;max-width:100%;min-width:0;border:1px solid #899e99;background:#fff;color:#17333c;border-radius:6px;padding:11px 12px;min-height:46px;font:400 1rem/1.5 var(--sans,Arial,sans-serif);margin-top:6px;color-scheme:light}#after-savings input::placeholder{color:#667a7a}#after-savings textarea{resize:vertical}#after-savings [aria-invalid=true]{border-color:#9d453d;box-shadow:0 0 0 1px #9d453d}#after-savings .as-filterbar{display:flex;flex-wrap:wrap;gap:8px;margin:10px 0 15px}#after-savings .as-filter{padding:9px 14px;min-height:44px;border-radius:24px;border:1px solid #a6b8b0;background:transparent;font-size:.76rem;color:#35574f;font-weight:600}#after-savings .as-filter[aria-pressed=true]{background:#244f48;border-color:#244f48;color:white}#after-savings .as-progress-row{display:flex;gap:12px 25px;align-items:center;flex-wrap:wrap;border-bottom:1px solid var(--as-line);padding-bottom:15px;margin-bottom:20px}#after-savings .as-progress-row p{margin:0}#after-savings .as-progress-row button{margin-left:auto}#after-savings .as-quiz fieldset{border:0;padding:0;min-width:0}#after-savings .as-quiz legend{padding:0;margin-bottom:12px;font-size:.88rem;line-height:1.65;color:var(--as-ink);font-weight:650}#after-savings .as-choice{display:flex;align-items:flex-start;gap:11px;padding:12px;margin-bottom:9px;border:1px solid var(--as-line);border-radius:7px;background:#f8faf7;font-size:.82rem;cursor:pointer}#after-savings .as-choice input{width:18px;height:18px;min-height:18px;flex:0 0 18px;padding:0;margin:3px 0 0;accent-color:#28645a}#after-savings .as-choice:has(input:checked){background:#e8efea;border-color:#668d7f}#after-savings .as-check-answer{font-size:.78rem;min-height:44px;margin-top:7px}#after-savings .as-quiz-state{font-size:.65rem;text-transform:uppercase;color:#657d6c;margin-left:8px;letter-spacing:.05em}#after-savings .as-feedback:not(:empty){margin-top:16px;background:#f7efdc;padding:16px;border-radius:7px;font-size:.85rem}#after-savings .as-feedback.as-feedback-correct:not(:empty){background:#e3eee7}#after-savings .as-feedback p{margin:7px 0 0}#after-savings .as-sources{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 30px}#after-savings .as-sources details{padding-bottom:13px}#after-savings .as-sources p{font-size:.83rem}#after-savings .as-sources a{font-size:.82rem}#after-savings .as-closing{border-top:1px solid var(--as-line);padding-bottom:64px}#after-savings .as-closing p{max-width:790px}
#after-savings .as-breadcrumb{display:flex;gap:11px;flex-wrap:wrap;padding-top:26px;color:var(--as-muted);font-size:.77rem}#after-savings .as-tool-title{padding:29px 0 25px}#after-savings .as-tool-title h1{font-size:clamp(2.3rem,4vw,3.3rem)}#after-savings .as-workspace{display:grid;grid-template-columns:minmax(0,1.32fr) minmax(0,1fr);gap:27px;align-items:start;margin-bottom:30px}#after-savings .as-work-panel{padding:26px;background:white;border:1px solid var(--as-line);border-radius:12px;min-width:0}#after-savings .as-step-heading{display:flex;align-items:center;gap:10px;flex-wrap:wrap;margin-bottom:20px}#after-savings .as-step-heading h2{font:650 1rem var(--sans,Arial,sans-serif);letter-spacing:0;margin:0}#after-savings .as-step-heading .as-small{margin-left:auto;font-size:.69rem}#after-savings .as-step-dot{display:inline-flex;align-items:center;justify-content:center;background:#e2ece7;border:1px solid #b5ccc0;border-radius:50%;width:26px;height:26px;font-size:.75rem;font-weight:700}#after-savings .as-work-panel .as-note{font-size:.8rem;padding:15px 17px;line-height:1.75;margin-bottom:17px}#after-savings .as-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:19px}#after-savings .as-field{display:flex;flex-direction:column;justify-content:flex-end;font-size:.8rem;font-weight:650;line-height:1.65;color:var(--as-ink);min-width:0}#after-savings .as-field small{font-size:.7rem;font-weight:400;color:var(--as-muted);margin-top:6px}#after-savings .as-wide{grid-column:1/-1}#after-savings .as-rung{border:1px solid var(--as-line);padding:18px;border-radius:8px;min-width:0;background:#fafbf9}#after-savings .as-rung legend{color:var(--as-teal);padding:0 8px;font-size:.83rem;font-weight:650}#after-savings .as-results{position:sticky;top:90px;border-top:4px solid #9e813e;border-radius:9px;background:#fffdf7;border:1px solid #d7ceb6;padding:28px;min-width:0;box-shadow:0 10px 25px #32260e05}#after-savings .as-results>h2{font-size:1.9rem}#after-savings .as-result-list{margin:12px 0 22px}#after-savings .as-result-list dt{padding-top:14px;border-top:1px solid #deddd4;margin-top:14px;font-size:.77rem;color:#576b6b;line-height:1.65}#after-savings .as-result-list dd{font-size:1.21rem;font-weight:650;line-height:1.5;margin:4px 0 0;white-space:pre-wrap;color:#203f40}#after-savings .as-result-provenance{font-size:.73rem;border-bottom:1px solid #deddd4;padding-bottom:12px}#after-savings .as-warning{padding:13px 15px;background:#f5efdf;border-left:3px solid #aa813f;border-radius:0 6px 6px 0;font-size:.79rem;line-height:1.75;color:#684b20;margin-bottom:13px}#after-savings .as-toolbar{display:flex;gap:9px 15px;align-items:center;flex-wrap:wrap;margin:18px 0 10px}#after-savings .as-text-button{border:0;background:transparent;color:#35645c;font-size:.77rem;text-decoration:underline;text-underline-offset:.25em;min-height:44px;padding:9px 0;text-align:left}#after-savings .as-chip{border:1px solid #a9bfb4;background:#f0f5f1;color:#325f51;font-size:.7rem;min-height:44px;padding:9px 12px;border-radius:25px}#after-savings .as-input-state{background:#f3f6f3;border-radius:6px;padding:10px 13px;font-size:.75rem;line-height:1.7;margin-bottom:18px}#after-savings .as-output-actions{display:flex;gap:10px;flex-wrap:wrap;margin:20px 0 14px}#after-savings .as-output-actions .as-button{font-size:.75rem;padding:10px 12px}#after-savings .as-formula p{font-size:.81rem}#after-savings .as-next-step{padding-top:22px;border-top:1px solid var(--as-line);margin:23px 0 21px}#after-savings .as-next-step p,#after-savings .as-next-step a{font-size:.8rem}#after-savings .as-draft-panel{padding:13px 0 16px;margin:0 0 19px;border-bottom:1px solid var(--as-line)}#after-savings .as-draft-panel p,#after-savings .as-calendar-panel p{font-size:.76rem;line-height:1.75}#after-savings .as-draft-actions{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:10px}#after-savings .as-draft-actions .as-button,#after-savings .as-calendar-panel .as-button{font-size:.75rem;padding:9px 13px}#after-savings .as-file-label{position:relative;overflow:hidden;cursor:pointer}#after-savings .as-file-label input{position:absolute;inset:0;opacity:0;cursor:pointer;margin:0;width:100%;height:100%}#after-savings .as-file-label:focus-within{outline:3px solid #367d90;outline-offset:4px}#after-savings .as-next-tools{display:flex;flex-wrap:wrap;gap:15px 23px;padding:24px 0 48px;border-top:1px solid var(--as-line);font-size:.77rem}#after-savings .as-access{padding-top:60px;padding-bottom:90px;max-width:900px}
@media(max-width:1050px){#after-savings .as-grid{grid-template-columns:repeat(2,minmax(0,1fr))}#after-savings .as-hero-grid{gap:30px}#after-savings .as-workspace{grid-template-columns:minmax(0,1.2fr) minmax(0,1fr)}#after-savings .as-work-panel,#after-savings .as-results{padding:21px}#after-savings .as-start{grid-template-columns:1fr;gap:5px}#after-savings .as-paths{grid-template-columns:repeat(3,minmax(0,1fr));gap:23px}#after-savings .as-paths a{border:0;align-content:start}#after-savings .as-paths b{display:none}}
@media(max-width:800px){#after-savings .as-wrap{padding-left:25px;padding-right:25px}#after-savings .as-workspace{grid-template-columns:1fr}#after-savings .as-results{position:static}#after-savings .as-heading{display:block}#after-savings .as-search{display:block;margin-top:20px;max-width:none}#after-savings .as-grid.three{grid-template-columns:1fr}#after-savings .as-paths{grid-template-columns:1fr;gap:0}#after-savings .as-paths a{border-bottom:1px solid var(--as-line)}#after-savings .as-paths b{display:block}#after-savings .as-hero-grid{grid-template-columns:minmax(0,1.5fr) minmax(0,.6fr)}#after-savings .as-book-stage{padding-left:0;padding-right:0}#after-savings .as-hero-reader .as-cover-wrap{align-self:start;padding-top:24px}#after-savings .as-stats{gap:22px}}
@media(max-width:560px){#after-savings .as-wrap{padding-left:19px;padding-right:19px}#after-savings .as-hero{padding:35px 0 29px}#after-savings .as-hero-grid{grid-template-columns:1fr;gap:20px}#after-savings .as-hero-reader .as-cover-wrap{display:none}#after-savings .as-cover-wrap{max-width:145px;margin:0 auto}#after-savings .as-cover-wrap p{font-size:.7rem}#after-savings .as-cover-wrap span{font-size:.65rem}#after-savings .as-hero h1{font-size:2.75rem}#after-savings .as-hero .as-lead{font-size:.94rem}#after-savings .as-stats{gap:18px}#after-savings .as-stats span{font-size:.67rem}#after-savings .as-trust .as-wrap{flex-wrap:wrap;gap:5px 17px;font-size:.65rem}#after-savings .as-local-nav{gap:6px 20px}#after-savings .as-local-nav a{font-size:.76rem}#after-savings .as-start{padding:23px;margin-top:25px}#after-savings .as-start h2{font-size:1.85rem}#after-savings .as-grid,#after-savings .as-chapters,#after-savings .as-sources,#after-savings .as-fields{grid-template-columns:1fr}#after-savings .as-section{padding:33px 0}#after-savings .as-card{padding:22px}#after-savings .as-tool-card{padding:23px}#after-savings .as-panel{padding:24px}#after-savings .as-work-panel,#after-savings .as-results{padding:20px}#after-savings .as-rung{padding:15px}#after-savings .as-progress-row{gap:3px 15px}#after-savings .as-progress-row button{margin-left:0}#after-savings .as-note{padding:15px 17px}#after-savings .as-choice{font-size:.8rem}#after-savings .as-step-heading .as-small{margin-left:0}#after-savings .as-breadcrumb{font-size:.71rem}}
@media(prefers-reduced-motion:reduce){#after-savings *{transition:none!important;scroll-behavior:auto!important}}
@media print{body.books-portal{background:#fff!important;color:#111!important}.site-header,.site-footer,.skip-link{display:none!important}#after-savings{background:#fff;color:#111;font-size:10pt}#after-savings *{color:#111!important;background:transparent!important;box-shadow:none!important}#after-savings .as-wrap{max-width:none;padding:0}#after-savings .as-workspace{display:block}#after-savings .as-results{position:static;border:1px solid #aaa}#after-savings .as-breadcrumb,#after-savings .as-toolbar,#after-savings .as-actions,#after-savings .as-output-actions,#after-savings .as-next-tools,#after-savings .as-draft-panel,#after-savings .as-calendar-panel,#after-savings .as-next-step{display:none!important}#after-savings .as-tool-title h1{font-size:26pt}#after-savings input,#after-savings textarea,#after-savings select{border:1px solid #777;font-size:10pt}#after-savings .as-field,#after-savings .as-warning,#after-savings .as-result-list dt,#after-savings .as-result-list dd{break-inside:avoid}#after-savings .as-cover{max-width:130px;transform:none}#after-savings .as-fields{grid-template-columns:repeat(2,minmax(0,1fr))}}